It does take patience to see savings results, but I've been slowly building some savings with the following:
1. E-Coupons at Upromise.com. I signed up with Upromise a couple of years ago, but up until a month ago, had only accumulated a small amount of money toward the college education of my grandson. But, a fun new way to slowly accumulate savings is their new e-coupon system. Each month a new list of coupons is posted and you activate the ones you want to use.
I have my store cards for Food Lion and CVS registered with U-Promise, so when I buy the items for which I have activated the coupons, they automatically go into my Upromise savings account. I am only using the e-coupons for items we really use AND that I also have a paper coupon for. Even better is to buy something on sale, with a paper coupon, earn extra bucks and also to have an e-coupon for college savings.
Example: Occasionally I will purchase items such as diapers for my grandson. This week Huggies are on sale at CVS, 2 for $18.00. I had 2 paper coupons for $1.50 off each. CVS gave me $4.00 in extra bucks. U-promise had a $1.50 e-coupon. I think that's called a "homerun" in couponing circles!
It takes about 3 weeks for the e-coupon amounts show up in the Upromise account, but again with patience, you will see the savings slowly add up.
2. E-rewards for U-Promise: This program offers to pay you to do surveys, but the payment goes into your Upromise account. The only catch is that only a portion of the money goes into the account. For example, if you earn $25.00, $5.00 goes into the account. If you earn $50.00, $20.00 goes into the account. If you earn $100.00, $50.00 goes into the account. Right now I have about $25.00 in the E-rewards account, but will wait as long as I can to hopefully get up to $100.00 for the best deal.
Since my grandson is only 2 years old, I hope to have enough money in my Upromise account to be of a some small help to him, by the time he is college age.
3. Swagbucks: I signed up for Swagbucks, which is simply another search engine. Instead of using Google, I just use Swagbucks. About every 2 or 3 searches I win 1 or 2 swagbucks. This too is very slow, but after you accumulate enough swagbucks, you can order free merchandise. My goal is to accumulate 70 swagbucks, which will earn me a $10.00 Starbucks card. Most of the gift cards are e-cards, which is great, but the Starbucks card is an actual plastic card that you could give as a gift, etc. There are all kinds of things you can order, with many different amounts of swagbucks.
4. Another internet deal that accumulates slow savings is Ebates.com. I don't order on-line too much, but if you go to E-bates to get to the internet site you are ordering from, you earn money which they call your "Big Fat Check". If you order lots of things on-line, you should definitely be using Ebates!
Have a great day and remember: Slow savings is better than no savings!